Residential Loan Officer - CRA Base, Green Bay
Company: Associated Bank
Location: Green Bay
Posted on: June 12, 2021
Associated Bank is an equal opportunity employer committed to
creating a diverse workforce. We support a work environment where
colleagues are respected and given the opportunity to perform to
their fullest potential. We consider all qualified applicants
without regard to race, religion, color, sex, national origin, age,
sexual orientation, gender identity, disability or veteran status,
among other factors. Applicants with a disability who need
assistance applying for a position with Associated Bank are asked
to email: firstname.lastname@example.org
Responsible for the origination of regulatory compliance
residential loan applications, particularly for low and moderate
income borrowers and in low and moderate income CRA assessment
areas, by developing client referral sources including realtors,
home buyer counseling agencies, builders, and branch bankers.
Responsible for expanding and deepening customer relationships by
identifying customers' needs and matching their needs with product
selections and resources within the colleague's assigned business
line and across all business lines of Associated Bank. Monitor the
expedient processing of loan applications through regular contact
with loan processors and manage the loan pipeline. Participate in
community organizations with the goal of increasing CRA visibility
for Associated Bank and making loans to low and moderate income
borrowers. This position requires obtaining a Mortgage Life &
Disability Insurance License within 90 days of employment.This
position requires a credit check per 12 CFR Chapter X, Part 1026,
Truth in Lending, Regulation Z.
- Accept residential mortgage loan applications from customers.
Review applications for regulatory compliance with Bank, industry,
and agency guidelines. Notify in a timely manner those applicants
who do not qualify. Begin the processing of qualified applications
as quickly as possible. Monitor the processing of the loan in
accordance with Bank policies and procedures and regulatory
- Active solicitation and origination of mortgage loan programs
to low to moderate targeted areas, and low to moderate income
individuals. Serve as the liaison to local, state, and federal
government agencies, as well as not for profit community
- Promote the Bank's loan programs in the community through
regular contact with real estate brokers/builders, and other
centers of influence who can make client referrals.
- Identify needs and refer customers to business partners within
and across lines of business who can best meet those needs.
- Follow up on leads generated by personal effort, regular
contact from within the industry, call-in/walk-in inquiries, in
addition to the support enhancements from Bank advertising, and
direct mail efforts.
- Conduct loan pre-qualification interview and recommend the most
appropriate available loan programs, based on a pre-qualification
interview. Maintain a file of loan leads that do not immediately
result in a formal application. Follow up on leads regularly until
they apply for a loan with the Bank, apply for a loan with another
lender, or withdraw from the mortgage market.
- Conduct all mortgage loan solicitation, origination,
processing, and closing within the regulations of ECOA, RESPA, and
other regulatory body requirements now in effect and those in the
future, as they become effective.
- Cross-sell other Bank products and services to established
cross-sale targets including checking accounts, savings accounts,
home equity loans/lines, and mortgage life & disability
- Prepare records and reports as requested regarding loan
solicitation, origination, and closing activities.
- Bachelor's Degree or equivalent combination of education and
- 2-4 years Residential loan processing, loan origination
experience or housing counseling experience with a financial
institution, mortgage banking company or a not-for-profit agency.
Fully complies with all applicable enterprise policies and
procedures. Acts in compliance with all applicable laws and
regulations as outlined in training materials, including but not
limited to Bank Secrecy Act. Responsible for reporting suspicious
activity to Financial Intelligence. Responsible to report all
customer complaints as prescribed and procedure violations to
management or HR. Responsible to report ethical concerns as needed
to Associated's anonymous Ethics Hotline.Operates in full
compliance with internal policies and procedures as well as
applicable regulations and laws, including but not limited to Bank
Secrecy Act/Anti-Money Laundering and S.A.F.E. Act requirements.
Must submit required information to meet registry requirements,
obtain a unique identifier, and maintain the registration
requirements as directed by the S.A.F.E Act.
Associated Bank is committed to working diligently with any
colleague who needs an accommodation perform the essential
functions of the job. Please contact the Leaves & Accommodations
office to request an accommodation.
Keywords: Associated Bank, Green Bay , Residential Loan Officer - CRA Base, Green Bay, Other , Green Bay, Wisconsin
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